Dealers call shoppers like you "payment buyers" and they love you! Becoming fixated on monthly payment allows them to wreak all kinds of havoc with selling price, interest rate, loan term, trade-in value, etc.Just wondering how much any is paying monthly for their hrv? I know it varies on interest but just trying to get an estimate....
Usually the stipulation is that you must get all service done at the dealership, and you cannot miss THEIR service intervals, even by a day. The dealer next to me "requires" oil changes every 5k miles or 6 months, whichever comes first. Total bs.Though I will add on the warranty end- if you are planning to keep the car forever, some dealers offer an unlimited mileage - life of the car, bumper to bumper warranty.
I didn't do it- but if you think you'll keep it forever, that's pretty cheap peace of mind on all the electrics, etc
This is good advice, though I'll admit to having purchased the extended warranty. I got them to match the prices that the online sellers of Honda Care charge. It was 10 year/120k miles for about ~$1300, no deductible at my local dealer. Totally unnecessary and completely ignores my own rule for insurance and warranty which is: "The insurance companies are in the business of making money. Self-insure anything you can afford to self-insure." (And we're good about keeping an emergency fund for unexpected repairs, etc.) But to be honest, I've never had a car with anywhere near this much gadgetry, and decided it was worth the markup for peace of mind that a camera or a touch screen would crap out within the next decade. We'll see, and I'll happily not to have use it!Watch out if you start negotiating a monthly payment. A few dollars a month might not seem like much, but it'll cost a lot more in the end.
Also, don't get that terrible extended warranty. Of all the Honda's my family and I have had in the past, 99% of the issues covered under an extended warranty didn't even occur till we were at around 150/160,000 miles. The only car I've ever used an extended warranty on was my Mini Cooper S. But it was German, with a turbocharger, and was driven on city streets all day.
Can't judge that without a few more details.I kinda feel ripped off here. I traded in my 2013 civic and put down $11,500 on the HRV and my payments are $294 for 5 years - I have the EX HRV
Yep, we need more info. That does sound high. For example:I kinda feel ripped off here. I traded in my 2013 civic and put down $11,500 on the HRV and my payments are $294 for 5 years - I have the EX HRV
Can't judge that without a few more details.I kinda feel ripped off here. I traded in my 2013 civic and put down $11,500 on the HRV and my payments are $294 for 5 years - I have the EX HRV
You have the EX AWD - MSRP is $23,215. What did you end up paying after fees, etc?
What was your interest rate? Your earlier thread said you were 20 years old. I'm guessing you didn't have time to build up a lot of credit yet.
You traded in a 2 year old car? Did they give you what you owed on it or were you upside down on it?
I don't know about that being the best rate. They offered me 3.49%. I laughed and said I'd finance elsewhere. Before I could walk out, he told me to wait a minute. Walked away and came back to offer me 2.19%. They also offered me $550 more than other dealers offered for my trade in. I paid sticker price though. They threw in the mud flaps for free.My Civic was payed off. I have good credit but I also had my step father co-sign which got me the "best rate" which Honda said is a set rate for the HRV and can't go any lower, I think it's a 4.1%. I feel I was also ripped off with my trade in, fully paid off in a year, was in beyond perfect condition, not one scratch, ding or anything- I even still had that yellow and white glove compartment label sticking out of it and was given 11,500 for this from Honda. I did purchase the extended warrantee, 8 years - 100k miles which was about $1,800.